Business Loan Calculator

Calculate business loan payments and financing options for your small business. Perfect for SBA loans, equipment financing, and working capital needs.

Calculate Business Loan
Small Business
Commercial

Business Loan Features

Designed for small business and commercial financing needs

Flexible Terms

Calculate loans with terms from 1-10 years. Perfect for equipment financing and working capital needs.

Interest Analysis

Compare different interest rates and see total interest costs over the life of your business loan.

SBA Options

Calculate SBA loan payments with government-backed rates and terms for small businesses.

How Business Loan Calculator Works

Calculate your business financing step by step

1

Enter Loan Details

Input loan amount, interest rate, and term length. Calculator handles business-specific loan structures.

2

Calculate Payments

See monthly payments, total interest, and total cost of your business financing.

3

Compare Options

Compare different loan terms and rates to find the best financing for your business.

Types of Business Loans

Common business financing options and their uses

Traditional Business Loans

Term Loans

  • • Fixed payments over 1-10 years
  • • Best for equipment and expansion
  • • Rates: 6-15% typically

Lines of Credit

  • • Revolving credit for working capital
  • • Pay interest only on used amount
  • • Flexible for seasonal businesses

Government-Backed Loans

SBA Loans

  • • Government-backed guarantee
  • • Lower down payments required
  • • Rates: 5-8% typically

CDC Loans

  • • For real estate and equipment
  • • Long-term financing available
  • • Fixed rates for stability

Calculate Your Business Loan Today

Use our business loan calculator to plan your financing and make informed decisions for your company's growth.

Calculate Business Loan