Target Heart Rate Calculator by Age

Calculate target heart rate zones by age for optimal exercise intensity. Get personalized HR zones for fat burning, cardio, and performance. Free calculator.

Quick Answer

Your maximum heart rate is approximately 220 minus your age. Target zones are 50-60% for warm-up, 60-70% for fat burning, and 70-85% for cardio training.

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What is Target Heart Rate by Age?

Target heart rate zones calculate optimal exercise intensities based on your age and fitness level. These zones help you train efficiently for specific goals like fat burning, endurance, or performance improvement.

How Heart Rate Zones Work

Different heart rate percentages target different training adaptations. Lower zones (50-60%) build aerobic base, middle zones (60-70%) optimize fat burning, and higher zones (70-85%) improve cardiovascular fitness and performance.

Why Heart Rate Training Matters

Training in the correct heart rate zone ensures you're working toward your specific goals. It prevents overtraining, optimizes calorie burn, and improves workout efficiency for better results in less time.

Heart Rate Zone Formula

Target HR = (Maximum HR - Resting HR) × Intensity % + Resting HR

Maximum HR: 220 - Age (traditional formula)

Warm-up Zone: 50-60% of HR reserve

Fat Burning Zone: 60-70% of HR reserve

Cardio Zone: 70-85% of HR reserve

HR Reserve: Maximum HR - Resting HR

Step-by-Step Example

Example: 35-Year-Old with 65 BPM Resting HR

Step 1: Maximum HR: 220 - 35 = 185 BPM

Step 2: HR Reserve: 185 - 65 = 120 BPM

Step 3: Warm-up Zone (50%): (120 × 0.50) + 65 = 125 BPM

Step 4: Fat Burning Zone (60%): (120 × 0.60) + 65 = 137 BPM

Step 5: Cardio Zone (70%): (120 × 0.70) + 65 = 149 BPM

Step 6: Performance Zone (85%): (120 × 0.85) + 65 = 167 BPM

This example shows a 35-year-old should train at 137-149 BPM for optimal fat burning, with 125 BPM for warm-up and up to 167 BPM for high-intensity performance training.

Who Should Use This Calculator?

Weight Loss Enthusiasts

Optimize fat burning heart rate zones

Runners and Cyclists

Train in precise heart rate zones for endurance

HIIT Practitioners

Time high-intensity intervals with HR zones

Personal Trainers

Design targeted workouts for clients

Frequently Asked Questions

Is 220 minus age accurate?

It's a reasonable estimate but varies by individual. More accurate formulas exist, but 220-age works well for general population fitness planning.

Should I exercise at maximum heart rate?

No, maximum HR is unsustainable for extended periods. Use it only for very short intervals (10-30 seconds) in advanced training programs.

How do I measure heart rate during exercise?

Use chest strap monitors, fitness trackers, or manual pulse checks. Chest straps provide the most accurate real-time data for zone training.

What if my heart rate zones seem off?

Zones may vary with fitness level, medications, and fatigue. Adjust based on perceived exertion and consult a healthcare provider if you have concerns.

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